Yes, most annuity owners do have the ability to sell their annuity. In fact, The Settlement,Insurance, and Pension Funding has been purchasing annuities from individuals for more than a dozen years. We are the largest advanced funding firm of our kind in the United States. However, annuity contracts can be complex, and although we can purchase many types of annuities at various stages in their contract life, each situation needs to be reviewed on an individual basis. Please contact us if you're interested in a free evaluation of your annuity contract.

While there are many benefits to holding an annuity, there are also reasons you might want to sell your annuity, including potentially better rates of return in other investment vehicles, more flexibility, more control, more tax-efficient estate planning, and perhaps one of the most basic reasons, liquidity. Ultimately, the appropriateness of an annuity for your circumstances is something you and your advisor should decide.

If your annuity has a Life Only term or a Life with Period Certain term, there can be an opportunity for you to sell some or all of your annuity payments. For example, if you have a Life with 20 Years Certain term on your annuity contract, you can sell a portion of your annuity payments from the 20 Years Certain component, while still preserving your lifetime "guaranteed income" from the Life component of your annuity contract. Call us at 800-289-1021 to learn more about your options or request a quote and one of our annuity specialists will contact you.